What mutual funds does Dave Ramsey invest in?
I put my personal 401(k) and a lot of my mutual fund investing in four types of mutual funds: growth, growth and income, aggressive growth, and international. I personally spread mine in 25% of those four.
Ticker | Name | 5-year return (%) |
---|---|---|
STSEX | BlackRock Exchange BlackRock | 16.27% |
USBOX | Pear Tree Quality Ordinary | 16.13% |
FGLGX | Fidelity Series Large Cap Stock | 16.08% |
PRCOX | T. Rowe Price U.S. Equity Research | 16% |
Fund | 2023 performance (%) | 5yr performance (%) |
---|---|---|
MS INVF US Insight | 52.26 | 34.65 |
Sands Capital US Select Growth Fund | 51.3 | 76.97 |
Natixis Loomis Sayles US Growth Equity | 49.56 | 111.67 |
T. Rowe Price US Blue Chip Equity | 49.54 | 81.57 |
The answer to this question is less about the actual dollar amount of money in one's retirement accounts, but rather how much any one person should save for retirement. According to the Ramsey Solutions post, the recommendation is to invest 15% of your household income for retirement.
FUND | NAV | |
---|---|---|
Motilal Oswal Midcap 30 Fund - Direct Plan - Growth EQUITY | 89.5409 | Invest Now |
HDFC Mid-Cap Opportunities Fund - Direct Plan - Growth Option EQUITY | 171.266 | Invest Now |
Mahindra Manulife Mid Cap Unnati Yojana - Direct - Growth EQUITY | 30.6113 | Invest Now |
Mutual Fund | Assets | Fees |
---|---|---|
Vanguard Total Stock Market Index Fund (ticker: VTSAX) | $340 billion | 0.04% |
Vanguard 500 Index Fund Admiral Shares (VFIAX) | $457 billion | 0.04% |
American Funds Growth Fund of America (AGTHX) | $252 billion | 0.63% |
Fidelity Select Technology Portfolio (FSPTX) | $13 billion | 0.70% |
- ICICI Pru Bluechip Fund.
- HDFC Flexi Cap Fund.
- Nippon India Small Cap Fund.
- HDFC Balanced Advantage Fund.
- ICICI Prudential Equity & Debt Fund.
- ICICI Prudential Corporate Bond Fund.
- ICICI Prudential Short Term Fund.
- LIC MF Gold ETF FoF.
Morningstar Direct ranked the funds in terms of their 10-year annualized returns, as measured on a specific date (as opposed to the end of the month) — in this case, Oct. 19, 2023. No. 1 on the list is the ProFunds Semiconductor UltraSector Fund, which yielded 29.21% over the past decade.
- Victory Nasdaq-100 Index (USNQX)
- Shelton Nasdaq-100 Index Investor (NASDX)
- Fidelity Large Cap Growth Index (FSPGX)
- Schwab U.S. Large-Cap Growth Index (SWLGX)
- AB Large Cap Growth Advisor (APGYX)
- T.
I put my personal 401(k) and a lot of my mutual fund investing in four types of mutual funds: growth, growth and income, aggressive growth, and international. I personally spread mine in 25% of those four.
What is the 20 80 rule Dave Ramsey?
“Personal finance is only 20 percent head knowledge,” Ramsey tweeted yesterday. “The other 80 percent — the bulk of the issue — is behavior. And it's our behaviors with money that can get us into the biggest trouble or lead us into the biggest successes.”
Some folks will need $10 million to have the kind of retirement lifestyle they've always dreamed about. Others can comfortably live out their golden years with a $1 million nest egg. There's no right or wrong answer here—it all depends on how you want to live in retirement!
Name of the fund | 10-year returns (in %) | Maturity amount (in Rs) |
---|---|---|
Quant Active Fund | 23.95 | 2,90,67,688 |
Invesco India Multicap Fund | 19.57 | 1,48,13,663 |
ICICI Prudential Multicap Fund | 18.24 | 1,21,41,732 |
Nippon India Multicap Fund | 18.23 | 1,21,23,726 |
- 9 Safest Index Funds and ETFs to buy in 2024. ...
- Vanguard S&P 500 ETF (VOO -0.01%) ...
- Vanguard High Dividend Yield ETF (VYM 0.35%) ...
- Vanguard Real Estate ETF (VNQ 0.71%) ...
- iShares Core S&P Total U.S. Stock Market ETF (ITOT 0.03%) ...
- Consumer Staples Select Sector SPDR Fund (XLP 0.13%) ...
- iShares 0-3 Month Treasury Bond ETF (SGOV 0.01%)
Rank | Fund/Trust name | Percentage returns year to date* |
---|---|---|
1 | GQG Partners US Equity | 25.7% |
2 | WS Blue Whale Growth | 18.9% |
3 | Artemis US Extended Alpha | 17.2% |
4 | Invesco Global Focus | 17.0% |
- Vanguard LifeStrategy Income Fund (VASIX).
- Vanguard Target Retirement Income Fund (VTINX).
- Fidelity Freedom Index Income Fund Investor Class (FIKFX).
- Schwab Monthly Income Fund Income Payout (SWLRX).
- Schwab Monthly Income Fund Flexible Payout (SWKRX).
Bandhan Small Cap Fund, the topper in the list, offered 70.32% in one year horizon. Mahindra Manulife Small Cap Fund offered 67.56%. Nippon India Small Cap Fund, the largest scheme in the small cap category based on assets managed, offered 55.90%.
The average mutual fund return for a balanced mutual fund for the last 10 years as of 2021 is nearly 9-10%. The statistic states that the average return of a balanced mutual fund over the past 10 years, as of 2021, is approximately 9-10%.
Mirae Asset NYSE FANG+ ETF FoF
The fund launched in May 2021 has given a 76.35 per cent return in the last one year. The fund has assets under management (AUM) of Rs 1379.34 crore and a net asset value (NAV) of Rs 18.34. The fund's expense ratio is 0.04 per cent against the category average ratio of 0.38 per cent.
- Nippon India Growth Fund. 52.41%
- HDFC Mid-Cap Opportunities Fund. 52.16%
- Sundaram Small Cap Fund. 51.70%
- HDFC Small Cap Fund. 51.24%
- WOC Mid Cap Fund. 51.21%
- Invesco India Focused Fund. 50.73%
- Mahindra Manulife Multi Cap Fund. 50.73%
- HSBC Small Cap Fund. 50.04%
Which mutual funds give 30% return?
Quant Flexi Cap Fund, Quant Active Fund, and Quant ELSS Tax Saver Fund - a flexi cap, multi cap, and an ELSS fund from Quant Mutual Fund, offered 33.49%, 30.58%, and 34.05% respectively. HDFC Mid-Cap Opportunities Fund, the largest scheme in the mid cap category based on assets managed, offered 30.52%.
Therefore, an investor can also become susceptible to making wrong investment decisions in his eagerness to make a lot of money quickly. So, can a person become rich by investing in mutual funds? Yes, it is possible!
If you were to stay invested for a shorter duration, say 20 years, you'd invest Rs 2,40,000, but your portfolio value would be Rs 9.89 lakh. A decade-long investment of Rs 1,000 per month would equal Rs. 2,30,038, as compared to Rs. 1,20,000 invested over the same period.
(You must convert the rate of return to the monthly figure through dividing by 12). You also have n = 10 years or 120 months. FV = Rs 1,84,170. So, the future value of a SIP investment of Rs 1,000 per month for 10 years at an estimated rate of return of 8% is Rs 1,84,170.
- Bank of India Overnight Fund.
- Mirae Asset Overnight Fund.
- Axis Overnight Fund.
- Kotak Equity Arbitrage Fund.
- Tata Arbitrage Fund.
- Nippon India Arbitrage Fund.
- Axis Arbitrage Fund.
- Aditya Birla Sun Life Arbitrage Fund.
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